Camilla gets stuck in in the kitchen in lunch club visit

The Duchess of Corrnwall has revealed a secret skill as she helped serve up lunch for pensioners at a club in Hertfordshire.

Camilla, 73, has previously talked down her cooking talents, but appeared to be pretty comfortable when it came to desserts.

As she got stuck in in the kitchen alongside volunteers from the Royal Voluntary Service, she proved a dab hand at piping cream on top of the individual trifles.

She was at the club in Rickmansworth at the invitation of her pen pal Doris Winfield, who she has been writing to throughout the pandemic.

The duchess and Winfield met in person for the first time, having struck up a friendship when the royal helped with the ‘check in and chat’ programme started by the RVS.

She told her friend: “You said to me to pop in if I was ever passing, so I have!”

Camilla worked on the desserts, piping the cream onto the trifles. (Getty Images)

Camilla tops the trifles off with raspberries during a visit to The Royal Voluntary Service Lunch Club. (Getty Images)

Camilla helped cut up one diner’s dinner. (AFP)

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Winfield, a mother-of-three said: “She’s just a lovely, lovely lady. She has taken time out to speak and write to me without anyone knowing about it.

“Lockdown was a very lonely time for people like me, I really missed coming here. I used to come every day and now I only come two [days a week].

“Her letters cheered me up no end.”

Camilla was also pictured helping to cut up lunch for one woman, who is blind. According to the Daily Mail, Camilla popped the dinner down in front of Kay Francis, who then asked: “Aren’t you going to cut it up?”

The duchess turned back and said: “Of course I will. More than happy to help.”

Francis, 96, was oblivious to the royal hands helping her with her lunch, and said: “Sorry, I can’t see.”

“Not to worry, I don’t think I can see either,” Camilla replied.

Back in the kitchen, Camilla expertly piped trifles before topping them with raspberries and dishing them up, joking: “I feel like one of those contestants on MasterChef!”

Camilla is the president of the Royal Voluntary Service, and told the volunteers she was “proud” to be part of the RVS after helping out with the lunch club.

The Duchess of Cornwall meets Doris Winfield, 86, her pen pal through the pandemic. (AFP)

The duchess wore a Fiona Clare dress and a Burberry coat. (WireImage)

She met volunteers and people who benefit from the lunch club. (AFP)

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The club had to close during the lockdown but has managed to reopen to give isolated elderly people a much needed social lifeline.

Elaine Hewitt, one of the volunteers tweeted: “I’m

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Upgrading your space while stuck at home? Get it insured

As many Americans face months on end stuck indoors, some are using their time (and money) to create a change of scenery or upgrade their surroundings. Office equipment purchases are on the rise, and people are tackling more renovation projects than usual.

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But expensive new stuff and significant home improvements can leave you underinsured. If you’re considering making changes to your home — or if you already have — it’s smart to revisit your homeowners or renters policy. Here’s how to ensure it covers the new additions.

TELL YOUR INSURER ABOUT YOUR PLANS

There’s a good chance you’re underinsured before you even make changes, according to Don Griffin, vice president of personal lines at American Property Casualty Insurance Association. Talk to your insurer before making any expensive purchases or changes to your home to inform the company of your plans and clarify your policy’s current coverages and limits. If your home costs more to replace after you’ve improved it, some insurers will pay the new expense to rebuild, but “that’s not every policy, and it may not cover everything you need,” Griffin says. He also recommends once a year reviewing what your home insurance policy covers.

In some cases, you may need to change carriers to get the coverage you need. Frank Jones, an independent agent and partner at Mints Insurance Agency in Millville, New Jersey, has seen clients switch insurers because an addition wasn’t covered. “It’s in your best interest to have these conversations now rather than to have a claim denied,” he says.

A new desk and computer for remote learning, plus that monitor and chair in your home office will add up and could exceed your personal property coverage limit.

Renters insurance policies cover your stuff, but they have limits too. If you have new electronics or office equipment, check with your insurer to make sure you have enough coverage for them.

MAKE AN INVENTORY OF YOUR PROPERTY

To help you know if you’ve exceeded your policy limits, keep records of what you buy. In fact, Griffin recommends taking inventory of your belongings every year — a written inventory is best, but even a simple smartphone video tour of your home will suffice.

Losing a home is an emotional time, Griffin says. When it’s time to file a claim, “you don’t always remember what you have.” An inventory will clearly show what you had before a disaster and will make the claims process easier.

ADD SUFFICIENT COVERAGE

Structural changes, such as a full kitchen replacement or adding an in-ground pool, will have the greatest impact on your homeowners insurance. But even something as simple as adding a fence can change the value of your house, and if your home’s value increases, so should its dwelling coverage, Griffin says. Otherwise, in the event of a claim, your insurance policy won’t be enough to rebuild, according to Griffin.

When adding coverage, pay attention to how much it would cost to rebuild your home, not how much you

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India’s Central Bank Is Stuck in a Halfway House

(Bloomberg Opinion) — India’s worst economic slump is no time for the government to sow doubts about the credibility of its institutions.

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On Monday, the Reserve Bank of India postponed its three-day, rate-setting meeting without giving a reason. It was probably canceled because the panel didn’t have enough people to convene; the six-person committee requires four officials to proceed. The terms of three members have expired, and requests that the government extend their tenure were met with the formation of a group to select new ones instead. (By law, they can’t be appointed to second terms.) 

No matter how you read this, the signals are discouraging. If it’s purely a scheduling snafu, then the timing is particularly poor. Gross domestic product dived 23.9% in the second quarter from a year earlier, easily the worst performance in Asia. India is crumbling beneath the toll of the coronavirus, with more than 6 million cases and is at risk of overtaking the U.S. for the unenviable mantle of most infections. The RBI postponement was announced after markets closed Monday; traders were already wrestling with record government borrowing. 

If this is yet another example of Prime Minister Narendra Modi undermining the RBI, which is on its third governor in four years, investors are left wondering whether India has become something of a halfway house. It has the form of a modern central bank but lacks the substance of a truly independent institution. Current chief Shaktikanta Das’s two immediate predecessors left after spats with the government. Das, who has held the job since 2018, hasn’t directly opposed New Delhi. Indeed, his first decision of any import was an unexpected rate cut in early 2019.

The RBI was forecast to keep its benchmark rate unchanged at 4% this week, reflecting the persistence of inflation above its 2% to 6% target. India was one of Asia’s most aggressive rate-cutters amid a credit crisis in 2019. Officials also reduced borrowing costs at the start of the year, as the pandemic rippled across the country. Lately, its ardor for such easing has cooled. But the overall trend for inflation is down globally and India isn’t likely to be an exception for very long. Bloomberg Economics sees price increases abating and the RBI resuming reductions later this year.

Economic circumstances compel more cuts; the collapse in growth is simply too dramatic to ignore. If Modi’s prevarication about new appointments comes down to wanting to faster reductions, that’s understandable. The three outgoing members consist of a hawk, a dove and a person in the middle, according to Bloomberg Economics’ Abhishek Gupta. If Modi instead wants three doves — that is, advocates of easier policy — then he should hurry up and appoint them. 

Governments the world over want central banks to give them the results they crave. In 2018, U.S. President Donald Trump mused about firing Federal Reserve Chair Jerome Powell because he apparently wasn’t moving fast enough to lower rates. (Trump eventually demurred.) A century of Fed credibility

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