Rift Warfronts Guide – The Black Garden

The Black Garden is one of the Warfronts available in Rift Planes of Telara. This is the first Warfront you are able to participate in as a low-level player.

If you are not yet familiar with them, Warfronts are a lot like Battlegrounds from World of Warcraft. They are instanced PvP-only mini-games where teams of players (both random and arranged) queue up to do battle against the opposite faction.

By competing in Warfronts, players can earn favor (used for PvP rewards), experience points, and faction points. The Black Garden in particular offers faction points for the Caretakers (Guardians) and the Moribund (Defiant).

Once you have queued for a Warfront, you can go anywhere you want in the world and will be alerted when the queue is ready.

Once you are inside The Black Garden, the premise is fairly simple. There is a publicly displayed score for each team, and the first team to 500 points wins. Most of your points will be earned by carrying a flag, called the Fang of Regulos, which spawns in the center of the map.

Players can capture this simply by right clicking on it and after 1.5 seconds they will pick it up. Once a player is holding the flag, his or her team will begin earning points. Players can also earn points (albeit very few) for defeating other enemy players in combat.

However, there are two caveats to this. First of all, the player who is holding the flag takes damage over time. This increases considerably as time goes on, and once you pick up the flag there is no way to drop it. Eventually, you will die from damage. This prevents a single player from holding the Fang of Regulos for the entire game.

However, there is another facet to this game as well. The closer you hold the Fang of Regulos to the center of the map, the more points you get. If you run the flag far away from the center towards your base, you will only earn 1-2 points per “tick”, whereas if you hold the flag in the center of the map you will earn 6 points.

Since you play to 500 points in The Black Garden, this is actually a lot of points. This encourages players to stand in the center of the map with the flag which makes the game a lot more exciting than your typical capture the flag type of PvP game.

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House and Home Insurance: A Guide to Evaluating the Worth of Your Home and Belongings

You know that you have to get home insurance of some kind to protect your dwelling, but there are so many options that you might feel overwhelmed. It's important to determine just how much insurance you'll need to adequately protect your home, property, and contents. Don't forget about the items inside your home, either. Some basic insurance policies only include coverage for the property itself. It's ideal that you search for house and home insurance that covers everything, including walls, furniture, appliances, carpet, jewelry, electronics, and so forth.

At the minimum, make sure you get insurance that covers the property itself, contents, legal liability should anyone become injured on the property, and loss of use so that you'll be able to pay for temporary housing while the house gets repaired. If you want money for the actual REPAIRS, you'll need additional coverage such as flood, fire, windstorm, and so forth. Depending on where you live, flood and hurricane insurance might be required anyway.

Think about how much it will cost to rebuild the home, and how much money you'll need to replace all of the belongings that you lost. House and home insurance is designed to help you plan for the absolute worst, whatever it may be. Don't just simply consider the cost of rebuilding, there are going to be market fluctuations to consider as well. Plus, the value of many of your belongings is likely to go down over the years. If you've done any remodeling or added new features, that will affect the overall value of the home.

House and Home Insurance for Worst-Case Scenario

How much will it cost to rebuild and replace in a worst-case-scenario? This is something you might want to work with an agent with, as well as the contractors who helped with the renovation.

Is a broader policy right for you or do you want specific add-ons? Is there anything you want to exclude? If you live in an area that experiences freezing cold temperatures during winter months, you might want to consider a policy that includes protection against freezing pipes. If you live down in a valley and could possibly lose your home to mudslides, or have room damage from falling rocks, consider a policy that includes protection from falling objects.

As for the contents of the home itself, go around room to room taking inventory. In addition to approximating the costs of valuables such as jewelry and electronics, you should also remember to include furniture, goods, appliances, wall art, and so forth.

Start looking into plans offered by companies such as Lemonade. With its helpful tools such as an artificial intelligence bot, you can get an estimate for house and home insurance in just 90 seconds. Lemonade discounts are among the best in the industry, and the company is very transparent.

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Outdoor Kitchen Guide Using Granite Countertops

For anyone who's made the decision to install a kitchen that utilizes outdoor space, there are a number of important considerations to bear in mind during the design process. An outdoor kitchen is a unique home project, because not only is style and functionality important, but the materials selected for use in the space also have to be durable and weather-resistant.

An outdoor kitchen can be a space that's welcoming for family gatherings, or just a place to enjoy nightly family meals. Like an indoor kitchen, it should be equipped with all the necessities, including appliances and an adequate work space. While selecting the perfect grill may be easy for most homeowners, choosing the materials for the countertop can pose more of a challenge.

Planning an Outdoor Kitchen
During the planning process, the priority is often designing for adequate counter space. Similarly to an indoor space, it's important to include enough space for both food preparation and serving. While the primary preparation space will usually be around 36 inches tall (standard for indoor kitchens as well), there's also the option to create a split level counter, which also has a raised bar area of ​​42 inches. Outdoor countertops are usually deeper than what's found in indoor kitchens, in order to accommodate a grill, so anticipate a depth of about 30-36 inches, rather than the indoor standard of 24 inches.

Selecting a Kitchen Countertop Material for the Outdoors
Granite is one of the best materials to use in an outdoor kitchen, and it allows homeowners to enjoy luxury in an outdoor space. Not only does it provide an elegant and lavish style, but granite is also a great material because it's easy to clean and maintain, durable and heat-resistant.

For outdoor use, it's best to select slabs of granite that don't have a great deal of veining, because epoxies and fillers are used on heavily veined granite, and those materials can have a negative reaction to the sun's rays.

It's also a good idea to avoid extremely dark granite countertops for outdoor use, since they'll retain heat and leave the home's residents and visitors susceptible to burned hands.

The Advantages of Using Granite Outdoors
Aside from the style and durability of the material, granite countertops are also a great material to use on outdoor kitchen countertops because they are a natural stone, which complements the natural beauty of the outdoors. It's a great way to tie in the convenience and modern capabilities of the outdoors with the surrounding landscape.

In addition, granite has the ability to withstand extreme temperature changes-so whether it's below freezing, or there's sweltering heat, granite will maintain its integrity.

Other Outdoor-Friendly Materials
While granite is one of the most commonly used natural stones in outdoor kitchen countertops, there are other options available. Most notably, these include travertine and limestone. While these materials are somewhat durable, they're not as durable as granite, meaning they may be more susceptible to scratching, staining and heat damage, so they're not ideal …

Guide to Bathroom Design

The first step is to plan the design – as with kitchens, your local supplier will run off a computer-generated plan based on the room's dimensions and your particular requirements.

If you're sticking with the same layout, measure your bathroom suite carefully before you go shopping for a replacement so that you know the new items will fit.

Re-plumbing and re-wiring will push the cost up so stick with the existing service points if possible – although this may be unavoidable if you want to change the position of the bathroom suite.

First decide on the right place for the bath and / or shower. If your loo is in your bathroom, decide where this will go and then position the washbasin.

Once the fittings are planned you can work out how to use the remaining space which, in modern bathrooms, may be quite limited. Some kind of storage, either cupboards or shelves – preferably both – is required for toiletries, cleaning products, toilet rolls and children's bath toys. If your bathroom is spacious you may also keep clean towels and your linen basket in there.

Choosing the bath and basin can be a time-consuming task. Even if you're not opting for something like a jaccuzzi or indoor hot tub, baths come in all shapes and sizes – standard oblong, rolltop, corner, curved, wider at one end than the other – and colors. Unless you desperately yearn for a particular color it's best to stick with white. It's clean-looking, inoffensive and will go with any color you decide to use for paint and furnishings.

Taps, too, come in a bewildering array of styles – choose a design that will complement your bathroom.

Before making your final decision on the bathroom suite it is helpful to check your plans with your plumber to see if there are any potential snags with the designs you have picked.

Even if your window has frosted glass make sure you have a curtain or blind with 'blackout' lining unless you want neighbors or passers-by watching the silhouette of you bathing, washing or worse.

When it comes to decoration, remember to use – or specify, if someone else is doing the work – grout that is resistant to steam and water. Similarly, choose paint and wallpaper that will stand up to heat and steam – look in the ever-expanding 'kitchen and bathroom' ranges.

Pale colors brighten a small bathroom, especially one with no natural daylight but it's fun to experiment with color. And a large mirror across one wall, especially the wall opposite the window, will help make a small bathroom look and feel much bigger and lighter.

Floor coverings, too, come in all types of material and color – but avoid carpet which is impractical and unhygienic in a bathroom. Vinyl, cork tiles or lino are good choices – warm underfoot and easy to clean. However, if the surface you choose is shiny always use a non-slip washable rug for extra safety.

If you're installing …

A Guide to the Latest Home Decor Trends

As with fashion, art, and music, home decor trends are always changing to reflect what is going on around us. Today, a bad economy and the green movement are driving forces in the world of home decorating. A revival of the "less is more" attitude has influenced many people to downsize their homes and reevaluate their conspicuous consumption of the earth's resources.

Lately, Americans have been bombarded by the word "downsize." Companies are downsizing by laying people off, the government is downsizing funding for programs, and homeowners are downsizing their living spaces in order to live more affordableably. You may be asking yourself what this has to do with trends in home decor. Well, everything. In addition to downsizing their homes, American consumers are cutting back on spending and decorating styles are reflecting this.

In a small space, every square foot counts. Furniture that works double-duty is becoming more popular. For example, a desk can be a vanity. A living room can double as an office if the secretary folds out to expose a work station. These pieces are functional, and they allow people to purchase half as much furniture. Creative storage options are also necessary when outfitting a downsized home. Currently, decor is simple and fuss-free as opposed to the opulence of the past.

Going green is a movement that challenges people to change their lifestyles. There is cause for concern as we realize the impact that humans have on the environment and the world's natural resources. In an effort to reduce the amount of damage that our daily activities have on the planet, people have started to act more conscientiously. From appliances to eco-friendly fabrics and sustainable woods, recent décor trends are a sure sign of the times.

Washing machines, refrigerators and water heaters are made to use less energy. This makes them run more efficiently, which is good for the environment and saves the homeowner money in operating costs. Bamboo and cork are sustainable materials that are quickly becoming popular flooring options. Even cleaning products for the home are moving away from toxic chemicals to eco-friendly ingredients.

The status of the economy and the environment are challenging people to live more thoughtfully in every area of ​​their lives, including when it comes to interior design. Home decor trends are a reflection of the world going on around us. Expect them to continue to evolve as we make our way through these uncertain times.

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House Buyer's Guide

Question: Where can you find a good house buyers guide? Answer: At your very fingertips. Before the advent of the Internet's World Wide Web, specialized real estate magazines and the yellow pages of the telephone directory were handy tools for house buyers. Even now that the internet is more popular, you can still refer to those because they are not yet extinct and they are even more relevant to your needs, especially for information from those local publications that could direct you to what properties are up for sale and the corresponding terms for each one that are locally available from which you could choose.

If you are computer savvy, Internet technology is, of course, an even handier tool for you through which you could find a good house buyers guide. There are search engines that could open informative Websites featuring simply written house buyers guides for you. Some websites even make the effort of featuring the different local government-imposed real estate laws and taxes distinctively in effect in every state, and you can narrow down your surfing to just those things that concern you. Knowing how to surf and using the Web search engines effectively could save you not only on legwork and precious time, but also on your time online.

From wherever source you have available to you or which you prefer to use, a good house buyers guide should give you all the information you need – but for it to be a truly effective tool, you should first make a comprehensive list of your questions . First in your list for consideration should be how much could you afford. After defining how much you have set aside for a down payment, work on your net income. Make a clear-cut list of your income and expenses; do not forget to include the taxes you pay annually, and the self-imposed ten percent savings in the bank for contingent expenses. Look out for owner financing schemes that may be available to you, too.

Get the bottom line figure and that would spell to you what you actually have and could spend for this major project. This figure will tell you what kind of a house you could afford to buy, so you would not go overboard and buy something that is utterly beautiful and tasteful but also utterly out of your reach. This figure will define your lifestyle during the amortization period and until the deal is sealed (fully paid).

This financial consideration, among others in your long list of questions, will be answered for you by a good house buyers guide. It will give you a more realistic view of the project that will help you in your decision-making.

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House Insurance Online Guide: 5 Mistakes You MUST Avoid When Buying Home Insurance

Home insurance is something that most people require. While it is very easy to search for house insurance online, it's not as easy to actually select a policy. There are plenty of mistakes that people make when selecting coverage. Just one mistake can cost you dearly.

Since it's probably one of – if not THE – most valuable asset you own, it's essential that you buy the correct type of insurance for your house.

Here are some huge mistakes you'll want to avoid when purchasing house insurance online:

Mistake # 1: Underinsuring your home

Many people go with the lowest price thinking they will save money every month. They buy only enough insurance to cover the mortgage, or only insure the house for its real estate value, in the gamble that the house won't burn to the ground or get flooded out.

But that shouldn't be a gamble you take. What you should do is buy enough coverage so that you will easily be able to rebuild the home. Building a house usually costs more than what it is worth – especially considering the increase in construction prices.

Mistake # 2: Not buying contents insurance

Don't forget about the actual contents INSIDE the home when shopping around for house insurance. Make sure the policy includes your personal belongings. What are you going to do if your favorite, expensive piece of jewelry is stolen? Or all of the furniture, floors, and appliances on the first floor and basement are destroyed in a flood?

Mistake # 3: Overestimating your amount of coverage

Don't just assume that because the monthly payment is high that it covers everything. You must know all of the details of the policy. You could end up filing a claim for nothing. Before making any agreements with an insurance company, make sure you understand what is covered, what is not covered, when you will be allowed to make a claim, and for how much.

Mistake # 4: Not setting your deductible correctly

Another common mistake many people make when buying house insurance online is setting their deductible either too too low or too high. With too high of a deductible, you could end up with large premium payments. With it too low, you will wind up paying more out of the pocket when something goes wrong.

Mistake # 5: Ignoring certain types of weather coverage

Whether you live at a high elevation and don't think you'll need flood coverage, or live outside of an area prone to earthquakes and don't think you'll need earthquake coverage, you are mistaken. Anything can cause a flood, including a plumbing disaster. Even if it's not your entire property, you'll still have some damages to worry about. As for an earthquake, there are states other than California, HI, and Alaska to worry about. There are Faults in other parts of North America as well.

Keep these factors in mind when searching for house insurance online . The best place to start is with Lemonade. …

A Basic Guide for Buying Bathroom Vanity Cabinets

A vanity is an often overlooked piece of bathroom furniture. It can not only increase storage in your bathroom but can add a stylish touch to your decor. You can not only hide any unsightly pipe work, but you can also incorporate drawers or cupboards for all those bathroom necessities. However, there is a massive choice of vanity cabinets available, so you may need a little help to choose the right option. Fortunately, here is a basic guide to buying vanity cabinets.

What Kinds of Bathrooms Are Suited to A Vanity?

Bathroom vanity cabinets are available in a wide range of styles and designs, which means that they can be used in bathrooms of all shapes and sizes. Even if you have a smaller bathroom, you can make use of the potentially dead space under the sink. You can fit a slimline unit that looks stylish and adds valuable storage space.

There is no one bathroom style that is suited to a vanity. There are units available in traditional and contemporary styles to suit all types of decor and personal preference. Whether you choose an ornate design or the clean lines of a basic unit, a vanity is sure to be an excellent addition to your bathroom.

Considering Size:

The size is perhaps the most important consideration for vanity cabinets. Bathroom dimensions will determine your choice of sizes for your unit. Remember that you will need to allow space for the doors or drawers of the unit to be fully opened. Be sure to take careful measurements of the existing sink area and consider if you would prefer a little more space. If your bathroom is on the larger size, you could always opt for a double vanity unit. This will allow you to have two sinks side by side for even greater practicality.

Recessed or Semi Recessed Sinks:

The first choice you need to make for bathroom vanity cabinets is whether the sink is recessed or semi recessed. This simply means whether the sink is flush with the cabinet top or if it is raised above it slightly. This is usually a matter of personal preference, but there are some considerations you may not have given any thought. The first is how you tend to use your sink. If you are the kind of person who likes to have clean surfaces with everything tidied away, you are likely to appreciate a recessed sink. However, if you prefer to have bottles and containers around the sink, you may prefer a semi recessed sink, as there will be a more defined perimeter of the sink. It may also help to prevent bottles from slipping into the sink.

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Eco-Friendly Interior Design – A Guide to Creating a Sustainable and Ecological Interior

It is not often realized that the materials used for interior design could be threatening the environment or even your health. It is always a wise option to look out for an eco-friendly interior designer who could bring your ideas to your life at an affordable cost while ensuring the materials used don't endanger the environment or put you at the risk of respiratory problems and other conditions.

Paint

A host of eco-friendly solutions are in the market if you only look for them. Eco-friendly paint is one, conventional paints and finishes are quite dangerous if scientific reports and investigations by interior designers are to be believed. They are said to release low level toxic emissions long after they have dried on your walls. Paints with Low-Volatile Organic Compounds (Low-VOC and No-VOC) are the solution. You can feel the difference they are free from odor, thanks to the lack of harmful chemicals. Some of these eco-friendly paints are however expensive and may turn those on a budget off. But it is important to remember that it is almost impossible to create 100% non-toxic and non-allergenic paint even though manufacturers claim so. What can be done is to use paints that have a lesser concentration of the harmful elements which is effectively what the Low-VOC and No-VOC paints are.

Wallpaper

For those who would like a bit of vibrancy added to their walls, eco-friendly wallpapers are around. The problem with the regular wallpapers lies in the inks that are used while manufacturing. Eco-friendly wallpapers feature water-based inks; These inks are printed on chlorine-free paper obtained from forests specifically managed for the purpose. Low-VOC adhesive can be used for lightweight and medium weight paper-based wall decorations.

Carpets

Once you are done with the walls it is time to turn your interior design cravings to the floor. The pollution hazard with generally used carpets and flooring is that their installation can fill the indoor air with plenty of VOCs or volatile organic compounds. Included in these VOCs are carcinogens such as formaldehyde and benzene. You certainly would not want yourself or your loved ones to be inhaling these toxic substances. You ca not escape from it as these compounds could take years to dissipate, long after your flooring has been completed. What's more, the treatment employed to keep the carpets free from moths, soil and moisture involves toxic chemicals. The carpets themselves could attract toxic substances and VOCs from outside the house. The good news is that eco-friendly interior designs can be employed here as well. There is a wide variety of eco-friendly flooring options that include bamboo, cork, recycled metal and glass tiles, linoleum, stones and sustainable and reclaimed woods.

Carpet Tiles

Check out modular carpet tile squares that can use in place of the traditional carpet, these tiles are held to the ground by adhesive dots. They resemble the conventional carpet when all the tiles fall in place together, but are made from totally recycled materials and can be recycled again …

A Guide to Bathroom Remodeling

There is a reason why many Hollywood actors keep their awards in their bathrooms – all their guests will visit that room at some point, so why not put the trophies were everyone will see them? But even if you haven't won any Academy Awards, your guests will be still checking out you bathroom. A well-done bathroom remodeling can impress your guests and boost the value of your home.

Bathroom remodeling can be as simple as new paint and fixtures, or it can be a total renovation and expansion. If you want to begin bathroom remodeling, the first thing you should do is assess your current bathroom.

Think about these questions to make sure you get the most out of your project:

How many people will be using the bathroom?

If a family shares one bathroom it may be a good idea to have a separate area for the toilet and shower so that someone can be showering while another person uses the mirror and vanity.

What is the bathroom's current condition?

Attacking grimy tile with bleach or industrial tile cleaning solution, polishing the fixtures, and adding brighter lights can put the sparkle back in your bathroom and cost lest than a renovation. But if the bathroom is out-of-date, falling apart or just boring, consider more intense changes.

How much money do you have for the renovation?

Before you begin, think of how much money you can realistically afford. No remodeling project should put you in debt. Once you have a budget, take a trip to your local hardware store to check out prices. Comparison shop and start looking for deals before you start your renovation project. You don't need to buy everything at once; You can easily wait for store sales to buy the tools you need and store them.

How much work can you do one your own?

If this is your first remodeling project, go easy on yourself. You will need to use this room, so make sure you don't get yourself into trouble. If your bathroom needs new wiring, plumbing, or even tile, don't be afraid to ask for professional help. Just make sure you account for it in your budget.

How much space do you have?

If you can knock down walls, be sure to plan ahead. Pocket doors and a shower, not a bathtub, are easy ways of conserving space.

How long will you be using the bathroom?

If you are remodeling to help sell your house, or might be selling soon, it may be best to stick with simple, conservative changes. Make things work and look clean, but don't add your dream whirlpool tub.

These questions address some of the most basic points of bathroom remodeling. Plan ahead, budget, watch for deals, and don't be afraid to ask for help. Remember, bathroom modeling should be fun, and the results are all for your enjoyment. Make the most of it.

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