Preparing For A Flood: From Flood Insurance To Keeping Your House Safe

Nobody expects to find 10 inches of water in the living room. Did you know that floods are the number one natural disaster in the United States? Unfortunately, it can happen to anyone, and the best thing you can do to protect your family and home is to be prepared. Read on to find out some things you can do before this natural disaster strikes.

Plan Ahead

-Buy flood insurance: Believe it or not, a regular home insurance does not cover water damage. This is why it's highly recommended that business owners and homeowners purchase flood insurance. Just remember that it takes 30 days after your purchase for your flood insurance protection to become valid.

-Build your house on the right place: Avoid building your home and business on low-lying land next to a river. These areas extend from the banks of the river to the walls of the enclosed valley walls. Even when these areas remain dry for many years, when there's abundant rain, your house can be in great danger.

-Take care of electrical appliances: You should elevate your HVAC and electrical systems, including the wiring, at least one foot. Doing this will help you prevent short circuits and potential fires. Also, take into consideration that any electrical components inundated, even if it's just a short period of time, must be replaced.

-Build a barrier: In order to prevent water coming into your home, you can also build a barrier. You can either build a levee out of compacted earth or masonry. Masonry is a structure made of individual components that are bound together. Besides protecting your home, the greatest advantage of these types of barriers is that they won't change the appearance of your house.

-Seal your house: Install water shields over the windows, doors, and any other openings. Also, coat the walls with waterproof sealant. Remember to seal all the lower areas of your house.

During A Storm

-Be alert: watch or listen to the news. Get updated information constantly, in case you need to leave your house.

-Move to a safe place: You don't need to wait for instructions to move to higher ground. However, if you decide to stay home, and at some point the authorities determine that an evacuation is necessary, you must leave! If you have time, before you leave bring the outdoor furniture inside your house, and move important stuff to the upper floor. And don't forget to lock your house!

-Be safe: Know what areas fill with water faster and try not to drive or walk near them. In addition, avoid all contact with floodwater. It's dangerous because it contains chemical waste or sewage. If for some reason you come in contact with it, wash yourself right away with clean water and soap.

Following these recommendations will help you be prepared in case of a flood. Remember to always be safe!

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